PROFESSIONAL AFFILIATIONS
Appraisal Institute, SRA Member (1991 to 2000)
Society of Real Estate Appraisers, SRA Member – (1988 to 1991)
Employee Relocation Council, C R P Member (1990 to 1994)
NAIFA IFA Member (1983 to 1995)
National Assoc. of Environmental Risk Auditors, Member (1989 to 1995)
American Assoc. of NY Certified General Appraiser #463195s, C A R Member (1985 to 1992)
Columbia Society of R.E. Appraisers, C S A Member (1981 to 1999)
NY State Society of R.E. Appraisers, Class A Member (1980 to date)
N A R, Realtor Member/G R I Graduate (NY State) (1975 to date)

EXPERIENCE
FL Certified General Real Estate Appraiser #RZ3504 (2012 to Date)
NY Certified General R.E. Appraiser #463195, (1991 to 12/2011
Court Appointed R. E. Appraiser - Nassau and Suffolk County Supreme Court. (1995 to 2010)
President – All Area Appraisal Affiliate Network, Inc. (1999 to Date)
NY Certified General Appraiser #463195 HUD FHA (1981 to 1999)
President - Appraiser, Kenneth M. Rossman (1996 to Date)
President Rossman and Mohring Appraisal Service, Inc. (1992 to 1996)
President Rossman Appraisal Service, LTD. (1982 to 1992)
Licensed Real Estate Broker New York (1972 to Date)
Director, N A I F A, Nassau Suffolk Chapter (1983 to 1995)
Housing Committee, Long Island Association (1989 to 1991)
New York Supreme Court SCAR, Hearing Officer (1989 to 1999)
Director Homeowner's Association at the Admiralty (1990 to 1992)
Director, Network of Homes, Inc. (1975 to 1979)
Executive Vice President, Network of Homes, Inc. (1976 to 1979)
Director, Long Island Board of Realtors (1983)
President, N A I F A, Nassau Suffolk Chapter (1988 to 1989)
Vice President, N A I F A, Nassau Suffolk Chapter (1987 to 1988)
Licensed Real Estate Salesperson New York (1970 to 1972)

EDUCATIONAL TRAINING
Ed Klopfer: Appraisal Review of Residential Properties - 8/14, On-Line
Ed Klopfer: Green in Residences and Appraisals - 8/14, On-Line
Ed Klopfer: Methodology and Applications of Sales Comparison - 5/14, On-Line
Ed Klopfer: 2014-2015 7-Hour Equivalent USPAP Update Course - 5/14, On-Line
Ed Klopfer: Florida Real Estate Appraisal Laws and Rules - 3/14 On-Line,
Mc Kissock: Mortgage Fraud: Protect Yourself! - 11/09, On-line
Mc Kissock: Appraising FHA Today - 10/09, On-Line
Mc Kissock: 2008-2009 7 Hour National USPAP Equivalent Course - 9/09 On-Line
Mc Kissock: Environmental Pollution and Mold - 11/07, On-line
AI: Analyzing Operating Expenses - 6/07, On-line
AI: 7 Hour National USPAP Equivalent Course - 5/07, On-line
Employee Relocation Council (ERC): Relocation Appraisal Training Program – 3/06, On-line
AI: 7 Hour National USPAP Equivalent Course – 7/05, On-line
Mc Kissock: The Art of Appraisal Review – 5/05, On-line
AI: Mathematically Modeling Real Estate Data – 3/04, Plainview, NY
Mc Kissock: Appraiser Liability – 1/04, On-line
Mc Kissock: Developing and Growing an Appraisal Practice – 11/03, On-line
Mc Kissock: Fair Housing – 10/03, On-line
AI: National USPAP Update Course – 7/03, Brookville NY
AI: Appraising From Blueprints and Specifications 10/01, Chicago, IL
LIBOR: USPAP Update Course – 11/00, West Babylon NY
AI: Valuation of Detrimental Conditions in real estate – 4/00, Brookville NY
AI: Instructor – Surviving in the New Millennium – 3/00, Farmington, CT
AI: Measuring Locational Obsolescence - Contamination or Fear – 3/00, Farmington CT
AI: Appraisal of Non-Conforming Uses - 12/99, Brookville, NY
AI: On – Line Internet Search Strategies for Real Estate Appraisers – 10/99, Chicago, IL
AI: Instructor - A Marketing Opportunity - New PMI Guidelines, 6/99, Orlando, FL
AI: 1999 USPAP Update, 6/99, Orlando, FL
Mc Kissock: Environmental Considerations for appraisers - 12/97, Cherry Hill, NJ
Appraisal Education Network - Home Inspection - 11/97, Bohemia, NY
Fannie Mae: Residential REO Appraisal Update 9/97, Newark, NJ.
LIBOR: Co-Instructed Appraisers and The Internet - 8/97, Fresh Meadows, NY
AI: On-line Services and the internet revolution - 2/96, Westbury, NY
Fannie Mae: Residential REO Appraisal Guidelines 10/95, NYC, NY.
AI: Hud/FHA Residential Requirements 12/94, Plainview NY.
AI: Understanding Limited Appraisals and Reporting Options July 1994, Plainview, NY.
AI: REO FNMA/RTC Guidelines (Residential/Commercial) 5/94, Westbury, NY
AI: New URAR Form January 1994, Plainview, NY.
AI: Appraisal of Complex Residential Properties, 4/93, Uniondale, NY
SREA: General Certification Commercial Property, 12/90, Westbury, NY
SREA: Course 202 Applied Income Property Valuation, 11/90, IN
SREA: Certification Residential Property, October 1990, Westbury, NY
SREA: National Convention Hazardous Materials, Commercial Building Inspection,
FNMA/FHLMC Panel, Legislative Panel, Relocation Workshop 7/90, Orlando, Fl
ERC National Convention, Relocation Appraisal June 1990, Nashville, TN
SREA: Course 201 Income Property Appraising 4/90, Hershey, PA
SREA: Nat Conv FNMA/FHLMC Panel, Small Residential Inc Prop Form, Accounting, Mock Trial, Hazardous Materials, Legislative Panel, RE Forecast
Panel, Reloc Workshop, Commrcial Bldg Inspect, Income Prop by Computer Analysis 7/89, NYC, NY
AIREA: Standards of Professional Practice, 4/89 Huntington, NY.
NAIFA: Northeastern Regional Conference March 1989, NYC, NY.
NAIFA: Professional Standards, Fhibb Revised Guidelines, Using Video in the
Courtroom/Relo update - October 1988 Cleveland, OH
NAIFA: Northeastern Regional Conference March 1988, NYC, NY.
NAIFA: Federal Appraisal Legislation 2/88 Philadelphia, PA
SREA: FNMA New Guidelines Seminar May 1987 Hauppauge, NY.
SREA: Course 101 Real Estate Valuation (Pass) March 1987.
NAIFA: Marshall/Swift Residential Cost Seminar Byron, NJ 12/86
AIREA: Course 8 1, RE Appraisal Principles (Pass), 9/86.
SREA: Course 201 Income Property Appraising 2/86.
HUD/FHA: Appraisal Training Seminar, 1981 1985.
NAIFA: FNMA Small Income (2 4 Family) Course N Y C, NY, 5/84.
AIREA: Course 8 3, Residential Valuation (Passing Grade), 3/84
Merrill Lynch, Relocation Appraisal Report Writing 11/4/83.
NAIFA: Residential Real Estate Appraisal Course Norwalk, CT 3/82.

Andor Institute: Real Estate Principles and Practices 2/77.
Realtors Institute of NY: G R I Course 1, 2 and 3, 1970 1974.
CSREA: RE Valuation Adelphi University, Garden City, NY, 5/72.
Long Island Builders Institute: Builders Training Course 10/71

AREAS COVERED
Southeastern Palm Beach County, Florida

INFORMATION and DATA SERVICES
MLS; Palm Beach County Property Appraiser, Property Shark Public Record Sales and Assessment Data, Trulia, Means Cost Manuals, National Flood Insurance Flood Maps.

PARTIAL CLIENT and APPROVED LENDER LIST
1115 Prepaid Legal Service Care; Alexander Herman, Esq.; Alliance Funding; Alvin Wayne; American Residential Mortgage Corp.; Ameriquest Mortgage Co., Amido Guzzone; Anchor Savings Bank FSB; Anchor Equities, Ltd.; Apple Bank for Savings; Appraisal Management Co.; Baldwin Public Library; BancBoston Mortgage Corp.; Bankers Trust Co.; Banno and Guardino; Bank of America Mortgage; Bank of Westbury FSB; Beneficial Mortgage Corp.; Beth Ross, Esq.; BLM Mortgage; Brancato, Brancato and Brancato; Brookman and Brookman, PC; Carold Corp.; Carnesi & Fergusen Esq.; Carteret Mortgage; Centerbank Mortgage Company; Center Island Funding Corp.; Champion Mortgage; Chase Home Mortgage Corp.; Chemical Bank; Churchill Mortgage; Ciaravino and Tedeschi; Citibank FSB; Citicorp Mortgage; Citibank Private Banking; Cityscape Corp.; City National Banking Corp.; City of Long Beach; Clifford J. Petroske, Esq., CLT Appraisal; Coastal Capitol Corp; Collective Federal Savings Bank; Coldwell Banker Relocation; Commercial Credit Corp.; Community Home Mortgage Corp.; Continental Capitol Corp.; County Seat; Countrywide Funding; Crossland Mortgage; Crossland Savings Bank; Crown Funding Corp.; CUC Mortgage Corp.; Dale Funding; Daniel Mandel, Esq.; Delta Funding Corp.; Diamond and Golub; Diane Carrol, Esq.; Dime Savings Bank; Discount Funding; DMA Funding; Domestic Bank; Donner, Harriton and Berka; Dreyfus Consumer Bank; Eagle Investors; Eastland Mortgage; Eastman Kodak Corp.; East West Mortgage; EHome Credit Corp.; Eloan; Empire of America Realty Credit Corp.; Estate Capital Funding; Equicredit Corp.; Equitable Relocation; Equity Now; Etrade Mortgage; Exchange Mortgage Corp.; Executive Mortgage Bankers; Express Financial Corp.; Farrell, Fritz, Caemmerer, Cleary, Barnoskey and Armentano; Federal Housing Administration (FHA-HUD); Federal National Mortgage Association (Fannie Mae); Fidelity National Appraisal; Field and Field, PC; George Findlay; First Deposit Select Equity; First Federal Savings And Loan of Rochester; First Fidelity Bank; First Funding; First Indiana Bank; First Nationwide Bank; First Security Financial Services; Fleet Financial; First West Mortgage Bankers; First American Title Insurance Co.; First Worldwide Relocation; Ford Consumer Finance Co.; Foster Mortgage Corporation; Francis J. Ceravolo, Esq.; Frederick C. Foster; Fremont Investment and Loan; FHB Funding; Freddi Mac; George Marks, Esq.; Gettysburg Funding; Goldome Realty Credit Corp.; Goodman and Osias; Greenberg and Tuchman; Greater NY Mortgage Corp.; Habitat for Humanity; Haig Chekanian; Heritage Equity; Herman and Meruelo; HFC Stars East; Home Equity; Homer Funding; The Home Savings Bank; Honorable Daniel F. Luciano; Honorable Edwin Kassoff; Honorable Eli F. Wager; Honorable Frank S. Rossetti; Honorable Gail A. Prudenti; Honorable John S. Lockman; Household Consumer Bank; Household Mortgage Services; Howard Esterces, Esq.; HUD; Hudson Bay Mortgage; ICA Mortgage Corp.; Imperial Savings Association; IndyMac Bank; Ira Furman; Irving Mandell; Island Mortgage Network; Jacoby and Meyers; Jaspan, Schlesinger and Hoffman, LLC; Joel E. Jacobson and Co.; Joel Brandes, Esq.; John Krilla Associates; Julie Pichard; Kadillac Mortgage Corp.; KeyCorp Mortgage; Leo Tekiel, Esq.; Lewis Shebar, Esq.; Levitz, Trossman, Meyerson and Zorn; Liberty Mortgage Banking, Ltd.; Lincoln Savings Bank; Litas Investing Corp.; L. David Toupin; Loan America; Malone, Tauber and Sohn PC; Marchese and Sallah, PC; Marine Midland Bank; Marriott Corp.; Martin and Molinari; Mary Ellen Sullivan; Meridian Mortgage; Metrofund Corporation; Mid Island Equities; Mike Marino, Esq.; Mina Fanagan and Co.; Mirkin and Gordon; Mitchell Funding; M L Moskowitz and Co.; Mortgage Advisory; The Mortgage Professional; The Mortgage Shop; Mutual Mortgage Bankers; National Westminster Bank; New Jersey Mortgage and Investment Corp.; New York Federal Savings; New York State Supreme Court- Nassau and Suffolk Counties; Norstar Bank; Novastar Home Mortgage; Parmann Mortgage; Patricia Howlett; Philip Friedman, Esq.; Phillip Greene; Plainedge School District; Property Tax Reductions; Prism Mortgage; Providian Bank; Providian Home Loans, Prudential Real Estate Financial Services; Queens Postal FCU; RBC Mortgage; Resource One; Richard Banach, Esq.; Rita Eredics, Esq.; Robert Abrams; Roger A. Delisle; Royal Consultants; Ruth Pollack, Esq.; Rubin and Rothman; Sacs FCU; Save A Deal; Shearson Lehman Hutton; Sheryll Dorf, Esq.; Stamler and Eisenberg; Stanley Somers, Esq.; Somerset Mortgage; Suffolk County; The Money Store; Thomas A. Lifland, Esq.; Town of Hempstead; Town of Islip; Transamerica Relocation; Ulster Savings Bank; Union Bank; Union Bank of Finland; United Credit Bureau Services; United Mortgage Guaranty; Village of Freeport; Westbury Federal; William J. Shelfo, Esq.; William D. Wexler; Yegen Equity; Zuckerman and Zuckerman.